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                             At TFS we have developed our forms with the aid of underwriting departments across the country. We will provide informative details about 
                                construction, fire protection, liability exposures, premises and appurtenant structures. Your underwriting department will have a very good idea of the total exposure. 
                             We understand issues are a part of the every day underwriting routine. That’s why our fact based reporting enables you to 
                                determine proper placement within your infrastructure. 
                             Working closely with our customers has provided us with an underwriting perspective. Our knowledge of legal restraints placed upon 
                                our customers by state or federal agencies has been incorporated into our time service. No we are not perfect but we are certainly very good. 
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